خلاصہ

Having 15.5 years Microfinance Banking Industry Experience with Healthy Productivity  performance & in depth Knowledge about Sales and Marketing, Credit Assessment and general Banking and Administration.

تجربہ

کمپنی کا لوگو
Assistant Manager
U Microfinance Bank Limited
جولائی ۲۰۲۲ - نومبر ۲۰۲۳ | Trinda Mohd Pannah, Pakistan

Key ResponsibilitiesStrategic Planning Develop and implement operational strategies aligned with the overall goals andobjectives of the microfinance bank. Contribute to the development of long-term plans and policies.Process Management Streamline and optimize operational processes to enhance efficiency and reducecosts. Design, implement, and monitor operational policies and procedures.Risk Management Identify and assess operational risks and implement measures to mitigate them. Ensurecompliance with regulatory requirements and industry standards.Financial Management Monitor and manage operational budgets. Oversee financial transactions, ensuringaccuracy and compliance with accounting principles.Technology and Systems Implement and maintain technology systems that support efficient operations.Stay abreast of technological advancements and recommend updates or improvements as needed.Customer Service Ensure high-quality customer service by overseeing front-line operations. Implementmeasures to improve customer satisfaction and retention.Team Management Recruit, train, and supervise operations staff. Foster a positive and productive workenvironment. Set performance goals and conduct regular performance evaluations.Reporting and Analysis Generate and analyze operational reports to identify trends and areas forimprovement. Provide regular updates to senior management on key performance indicators.Compliance and Legal Matters Ensure compliance with regulatory requirements and legal standards.Liaise with regulatory authorities and address any compliance issues.Collaboration Collaborate with other departments, such as finance, credit, and risk management, to ensurecoordinated efforts across the organization. Foster effective communication and collaboration amongdifferent teams.

کمپنی کا لوگو
Operation Manager
Khushhali Microfinance Bank Limited
جنوری ۲۰۱۸ - جولائی ۲۰۲۲ | Zahir Pir, Pakistan

کمپنی کا لوگو
Cash officer
Khushhali Microfinance Bank Limited
جنوری ۲۰۱۷ - جنوری ۲۰۱۸ | Ahmadpur East, Pakistan

Key ResponsibilitiesCash Handling Manage cash transactions accurately and securely.Teller Operations Conduct efficient teller operations, including deposits and withdrawals.Account Reconciliation Reconcile daily transactions and ensure accuracy.Customer Assistance Assist customers with cash-related inquiries and transactions.Compliance Ensure compliance with cash handling policies and regulatory standards.Record Keeping Maintain accurate records of cash transactions.Security Measures Implement security measures to safeguard cash assets.Reporting Generate reports on cash transactions and balances.

کمپنی کا لوگو
Customer service Officer
Khushhali Microfinance Bank Limited
فروری ۲۰۱٦ - جنوری ۲۰۱۷ | Ahmadpur East, Pakistan

Key ResponsibilitiesProvide prompt and courteous assistance to customers.Address customer inquiries and resolve issues efficiently.Assist customers with account-related services and transactions.Possess in-depth knowledge of the bank\'s products and services.Resolve customer complaints and escalate when necessary.Identify opportunities to cross-sell bank products and services.Manage customer documentation and account records accurately.Collect customer feedback to improve service quality.Ensure compliance with customer service standards and policies.

کمپنی کا لوگو
Credit Administration Officer
Khushhalibank limited
نومبر ۲۰۱۰ - فروری ۲۰۱٦ | Ahmadpur East, Pakistan

Manage and ensure accurate completion of loan documentation.Maintain organized and up-to-date credit files for audit purposes.Verify loan documentation for compliance with policies and regulations.Oversee the documentation and management of collateral for loans.Coordinate the disbursement of approved loans in compliance with policies.Maintain accurate records of credit transactions and customer information.Generate reports on credit activities for management and regulatory purposes.Communicate with customers regarding credit-related matters.Ensure adherence to the bank\'s credit policies and guidelines.Collaborate with other departments to facilitate smooth credit operations.

کمپنی کا لوگو
Business Development Officer
Khushhali Microfinance Bank Limited
جون ۲۰۰۸ - نومبر ۲۰۱۰ | Ahmadpur East, Pakistan

Key ResponsibilitiesIdentify and acquire new clients for the microfinance bank.Conduct market research to identify business opportunities.Promote microfinance products and services to potential clients.Cultivate and maintain strong relationships with clients and business partners.Facilitate the origination and processing of loans for clients.Assess the creditworthiness of potential clients and manage associated risks.Identify opportunities to cross-sell additional financial products.

تعلیم

khawaja fareed university engineering & information technology rahim yar khan
ماسٹرز, ماسٹرز ان آرٹس, Master in Arts‎
English Language and Literature, English
CGPA 3.33/4
2023
Islamia University
بیچلرز, , B.Com‎
Accounting & Finance
فی صد 50%
2008
Punjab Board of Technical Education Lahore
انٹرمیڈیٹ / اے لیول, , D.com‎
فی صد 53%
2004
BISE Bahawalpur
میٹرک / او لیول, , Matric in Science‎
فی صد 52%
2002

پیشہ ورانہ مہارتیں

متوسط Accounts Administration
متوسط Accounts Finalization
متوسط Accounts Payments Handling
متوسط Accounts Receivable Skills
متوسط Accounts Reconciliation
متوسط Administration
متوسط Administrative Organization
متوسط Admission Handling
متوسط Asset Management
متوسط Bank Reconciliation     
ابتدائی Bookkeeping Knowledge
ماہر Branch Administration
متوسط Branch Banking
متوسط Branch Management
متوسط Branch Operations Management
ابتدائی Budgeting
متوسط Business Development
متوسط Business Writing
متوسط Cash Flow Management
متوسط Chat Support Skills
متوسط Client Services Orientation
ابتدائی Commercial Banking Knowledge
متوسط Communication Skills
متوسط Computer Proficient
متوسط Conflict Management
ماہر Cooordination Skills
ابتدائی Corporate Finance
متوسط Cost Control
ماہر Credit Risk Analysis and Mitigation
متوسط Customer Contact Skills
ماہر Customer Satisfaction Management
ماہر Customer Service Skills
ابتدائی Deposit Mobilization
متوسط Document Maintenance
متوسط Employee Administration
متوسط Employment Forms Processing
متوسط Excel Reporting
متوسط File Management
ابتدائی Financial Analysis
متوسط Financial Audit Compliance
متوسط Funds Management
متوسط General Office Work Management
متوسط Good team spirit
متوسط Guest Service Management
ابتدائی Hostel Management
متوسط Insurance Knowledge
متوسط Leadership Management
متوسط Leave Administration
متوسط Marketing
متوسط Microsoft Excel

زبانیں

متوسط انگریزی
ماہر اردو
ماہر سرائیکی
ماہر پنجابی

Muhammad Imran آپکے جاننے والے

Muhammad Nawaz
Khushhalibank limited
Naseem Ullah
Higher Education Commission (HEC)
Syed Yasir Hussain
Habib Bank Limited (HBL)